Moving to the Florida Keys? Things You Should Know
If you’ve ever dreamed of swapping concrete jungles for salty breezes, the Florida Keys might be your perfect escape. I’ve helped many clients make the transition to island life, and if you’re considering the move, there are a few important realities to bear in mind.
Lifestyle and Community
Island living in the Keys means embracing a casual, outdoors-oriented lifestyle. The community is tight-knit, with a strong emphasis on water sports, local festivals, and a vibrant arts scene. Whether you’re drawn to the energetic vibe of Key West, the charm of Marathon, or the relaxed pace of Islamorada, each area has a unique personality. Before you move, it’s worth spending some time in your area of interest to truly get a feel for the community and its rhythm.
Embracing the Keys' Delicate Ecosystem
The Florida Keys are home to a vibrant, fragile ecosystem protected by NOAA’s National Marine Sanctuary. Beyond the colorful coral reefs, seagrass beds, and mangroves teeming with marine life like manatees and sea turtles, the islands also shelter unique land animals such as the endangered Key deer, curious raccoons, and a wide variety of wild birds. Respectful boating, staying wildlife-aware, and treading lightly—on both land and sea—helps preserve this one-of-a-kind environment for generations to come.
Understanding the Unique Environment
Life in the Florida Keys is nothing short of paradise—with radiant sunshine, warm sea breezes, and the kind of island magic that makes you feel like you're always on vacation. But like any tropical destination, it comes with a few colorful characters. Expect a little extra heat in the summertime (perfect for a quick dip in the ocean), and yes—mosquitoes do occasionally try to join the party, though they’re largely kept in check.
You might also spot a sunbathing iguana or two lounging in the garden like they own the place (they think they do), and nature’s smaller residents—think bugs and butterflies—make occasional appearances. But that’s all part of the laid-back, “wild at heart” charm of Keys living. Here, you're not just buying a home—you’re stepping into an island ecosystem that’s vibrant, fascinating, and absolutely unforgettable.
Real Estate and Home Maintenance
Property in the Keys isn’t like buying on the mainland. Whether you’re looking for a waterfront estate or a cozy home tucked away from the bustle, you may find that the real estate market here demands a different approach. Insurance costs are generally higher due to weather risks, and regular upkeep, especially on homes near the water, is crucial to prevent damage from salt air and the elements. Talk to a local expert about hurricane-proofing, prepping and routine maintenance tips that can save you money in the long run.
Transportation and Accessibility
Living in the Keys means adapting to a different pace of commuting. The Overseas Highway connects the islands, but be prepared for longer drives and occasional traffic, especially during peak tourist seasons. Public transportation is limited, so having your own vehicle is a must. On the upside, many communities cater to those who prefer a ‘fly-in/fly-out’ lifestyle, with some neighborhoods even offering close proximity to small airstrips catering to private pilots.
Cost of Living and Practical Considerations
While the Keys offer an unmatched quality of life, it’s important to be prepared for a higher cost of living. Groceries, dining, and general services can be more expensive than on the mainland.
In Conclusion
Moving to the Florida Keys is an investment in a lifestyle that many only dream about. It comes with daily rewards—breathtaking natural beauty, a welcoming community, and endless opportunities for outdoor adventure. But paradise isn’t passive—it calls for thoughtful planning, smart budgeting, and a commitment to preserving what makes it so special.
Living here means more than just owning a home in the tropics—it means becoming part of a rare island chain, an interconnected archipelago rich in history, culture, and natural wonder. It’s a lifestyle that invites you to slow down, live with purpose, and stay connected to both the land and sea that shape this extraordinary place.
